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🇨🇦 icreditya.com – Canada Legal Compliance Disclaimer (Updated)

Disclaimer: All loans are subject to credit and underwriting approval by our licensed lending partners. iCreditya.com is a loan referral and financial service comparison platform operating in Canada. We are not a lender and do not make credit decisions.

 

iCreditya.com only works with financial service providers that comply with Canadian federal and provincial laws and regulations, including but not limited to:

✔  Bank Act (Canada)

✔ Provincial Consumer Protection legislation

✔  PIPEDA – Personal Information Protection and Electronic Documents Act

✔ Competition Act (Advertising and referral fee compliance)

 

Loan amounts typically range from $500 to $50,000, with terms from 3 to 60 months or more. Annual Percentage Rates (APRs) range from 6.99% to 35%, depending on the lender’s assessment of your credit profile.

Example: On a $500 loan over 9 months, monthly payments may be approximately $81.15, totaling $730.35. This example may include optional lender-offered insurance, which is not required to qualify.

Fees for insufficient funds or late payments may apply according to provincial regulations. In the event of default, lenders may employ lawful collection practices as permitted under Canadian law.

✅ Privacy, Security & Information Protection

We are committed to protecting your personal information.iCreditya.com:

✔ Complies with PIPEDA and Canadian privacy regulations

✔ Uses secure, encrypted systems to protect your data

✔ Does not sell, rent, or trade your personal information

✔ Only shares your application information with qualified lending partners with your consent

 

All conversations and data submitted to iCreditya.com and its partners are confidential.

✅ Free Service Notice & Referral Compensation

iCreditya.com does not charge consumers any fees for our services.

We may receive compensation from lenders or service providers we refer you to. Compensation does not influence the ranking of products and we strive to provide impartial, transparent information.

 

❌ We are not a lender or mortgage broker iCreditya.com: does not underwrite or fund loans, does not provide mortgages or act as a mortgage broker, does not guarantee loan approval.

Applications are forwarded only to licensed third-party lenders capable of serving your region and matching your financial situation.

contact@icreditya.com

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