Find The Best Loans
When You Need It Most, Select your Credit Type
Why us?
The Best Alternative to Payday Loans
✅ Personal loans repayable in small, affordable installments
✅ Flexible repayment terms (months or even years)
✅ Bad credit history? No problem
✅ Personalized solutions designed for your financial situation
✅ Way cheaper than payday loans!
✅ SSL-256 Bit Encryption
How it works
Select what type of loans would you like to apply in 3 Simple Steps
Select the service you're interested in
Offers loan, credit building, debt and credit solutions for Canadians of any credit, as well as business financing.
Submit your application online
Our application form is fast, simple and secure. We'll need a little bit of information from you to match you with a solution.
Get matched with a financial services provider
After you submit your application, our system will analyze your information to find you the best third-party solution available.
More Options / More Savings
We believe that credit-constrained Canadians should have more options than just the banks and other traditional institutions.
That's why we've partnered with a wide array of lenders and financial services providers across the country to provide you with access to more options, more services and more savings.
What are you waiting for?
© 2025 icreditya.com - Privacy Policy
Loans One of The Nation's Best Loan Search Platform
🇨🇦 icreditya.com – Canada Legal Compliance Disclaimer (Updated)
Disclaimer: All loans are subject to credit and underwriting approval by our licensed lending partners. iCreditya.com is a loan referral and financial service comparison platform operating in Canada. We are not a lender and do not make credit decisions.
iCreditya.com only works with financial service providers that comply with Canadian federal and provincial laws and regulations, including but not limited to:
✔ Bank Act (Canada)
✔ Provincial Consumer Protection legislation
✔ PIPEDA – Personal Information Protection and Electronic Documents Act
✔ Competition Act (Advertising and referral fee compliance)
Loan amounts typically range from $500 to $50,000, with terms from 3 to 60 months or more. Annual Percentage Rates (APRs) range from 6.99% to 35%, depending on the lender’s assessment of your credit profile.
Example: On a $500 loan over 9 months, monthly payments may be approximately $81.15, totaling $730.35. This example may include optional lender-offered insurance, which is not required to qualify.
Fees for insufficient funds or late payments may apply according to provincial regulations. In the event of default, lenders may employ lawful collection practices as permitted under Canadian law.
✅ Privacy, Security & Information Protection
We are committed to protecting your personal information.iCreditya.com:
✔ Complies with PIPEDA and Canadian privacy regulations
✔ Uses secure, encrypted systems to protect your data
✔ Does not sell, rent, or trade your personal information
✔ Only shares your application information with qualified lending partners with your consent
All conversations and data submitted to iCreditya.com and its partners are confidential.
✅ Free Service Notice & Referral Compensation
iCreditya.com does not charge consumers any fees for our services.
We may receive compensation from lenders or service providers we refer you to. Compensation does not influence the ranking of products and we strive to provide impartial, transparent information.
❌ We are not a lender or mortgage broker iCreditya.com: does not underwrite or fund loans, does not provide mortgages or act as a mortgage broker, does not guarantee loan approval.
Applications are forwarded only to licensed third-party lenders capable of serving your region and matching your financial situation.
Our Mission:
Empower individuals with fast, secure, and reliable access to credit. Connect users with trusted financial solutions tailored to their needs. Promote financial growth through transparency and responsible lending.
Testimonial
The help I received exceeded my expectations. I’m really happy I decided to use this service. Carmen Cardinal
Contacts
contact@icreditya.com
Online
